Why Get Pre-Qualified?

1. Pre-qualification acts as a dry run of the loan application process. The mortgage lender will use details you provide about your credit, income, assets and debts to arrive at an estimate of how much mortgage you can afford. The whole process may take only minutes or a few hours at most, and is free.

2. While a "pre-qual" is non-binding to the lender (because the information you provide has not been verified), it does serve as a good indication to potential sellers of your general creditworthiness.

3. These days most sellers will NOT accept an offer without at least a pre-approval letter, so if you are serious about buying this is the first step towards getting you in your new home.

Need expert loan advice? Speak to one of our loan officers now.

Guaranteed Rate Affinity

Allen McLain
VP of Mortgage Lending
Allen.Mclain@grarate.com
Office: 310.656.8259 
Cell: 310.880.7636
Fax: 408.335.0613
11111 Santa Monica Blvd 
Los Angeles, CA 90025

Lance Kinkead
VP of Mortgage Lending
Lance.Kinkead@grarate.com
Office: 310.656.8235 
Cell: 310.880.2146
Fax: 408.458.8718
11111 Santa Monica Blvd
Los Angeles, CA 90025


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